Specialist UK accountants helping OnlyFans creators get ready for Making Tax Digital — digital records, quarterly updates and final declarations, all handled for you.
If you earn on OnlyFans, you are self-employed — and Making Tax Digital for Income Tax will apply to you once your income crosses the threshold. It replaces the single annual return with quarterly digital submissions. We set up your records, file every update on time and handle your year-end declaration, so the only thing that changes for you is that you stop worrying about it. Fixed monthly fees from £35.
Making Tax Digital for Income Tax (MTD) is HMRC's biggest change to self-employed tax reporting in a generation. Instead of filing one Self Assessment return each year, affected creators keep digital records and send HMRC a short update every quarter, followed by a final declaration after the tax year ends.
For OnlyFans creators there is one detail that matters more than any other: the threshold is based on your gross income, before OnlyFans takes its cut. Get that wrong and you could either miss your start date or assume MTD applies when it does not. This page explains exactly when MTD applies to you, what counts, and how to prepare.
Making Tax Digital replaces the once-a-year Self Assessment return with a digital, quarterly rhythm. It is more frequent, but each step is smaller — and when we handle it for you, the day-to-day burden barely changes.
Your OnlyFans income and expenses are recorded in MTD-compatible software rather than a spreadsheet or your head. We set this up and connect it to your bank.
Four times a year, a summary of your income and expenses is sent to HMRC. A quarterly update is not a full return — it is a quick snapshot, and we file it for you.
After the tax year ends, a final declaration confirms your figures, applies your allowances and reliefs, and replaces the old Self Assessment return.
Your tax is calculated and due as normal. Quarterly visibility means fewer January surprises — you can see your position building through the year.
MTD for Income Tax is phased in by income. The threshold is your gross qualifying income from self-employment and property combined — for OnlyFans, that means your earnings before the platform's 20% fee and before any expenses.
So if subscribers paid you £60,000 and OnlyFans kept £12,000, your qualifying income is the full £60,000 — putting you in the April 2026 phase. The £12,000 fee is then claimed as an expense, but it does not lower the threshold figure.
Not sure where you sit? Book a free discovery call. HMRC also publishes official MTD guidance.
Quick check: add up everything OnlyFans credited to you across the tax year before fees, then add any other self-employment or rental income. If that combined total is over your relevant threshold, MTD applies from the matching date above.
Under MTD you keep digital records of income and expenses. The upside is that good records also mean you claim every allowable expense and pay less tax. For OnlyFans creators, the common claimable costs include:
The most common MTD mistake for OnlyFans creators is testing the threshold against take-home pay rather than gross earnings. HMRC uses your income before the platform's cut. We make sure your figures are recorded correctly from the start, so your start date and your tax are both right.
Many creators also earn from Fansly, custom content, tips and other platforms. All self-employment income combines for the MTD threshold and must be reported together. We track every stream so nothing slips through and your threshold calculation covers everything.
We work with creators across the adult industry every day. Your information is handled with complete discretion, stored securely, and never shared. No awkward conversations — just straightforward, professional accounting.
Three ways to work with us, depending on how much you want to handle yourself. Every plan is a fixed monthly fee with no surprise invoices — and includes MTD-compatible software setup and all your HMRC submissions.
For clients who keep their own records and want us to handle the MTD filing side.
You handle the bookkeeping. We make sure HMRC gets what it needs, on time, every time.
For clients who want us to keep the books tidy throughout the year and handle the whole MTD process.
Everything done for you. We keep the books up to date, handle every submission, and you focus on creating.
For clients who keep their own bookkeeping but want a qualified accountant to review it before submission.
You do the bookkeeping. We review and correct it before anything is filed with HMRC. Extra reassurance built in.
Prices shown are starting points and depend on the complexity of your accounts. Book a free discovery call for an exact quote.
Clear advice, plain English and a team you can actually reach — not just at January deadline time.
We understand OnlyFans payouts, the gross-income rule, platform fees and multi-platform earnings — so your books are set up correctly from the start.
We choose, set up and connect MTD-compatible software to your bank, so your digital records build themselves in the background.
No hourly rates, no surprise invoices. You know exactly what you pay each month and what is included from day one.
Confidential, judgement-free and GDPR-compliant. Your financial information is stored securely and never shared without your permission.
Everything you need to know before booking a call.
Book a free, no-obligation discovery call. We will explain exactly what we can do for you — no jargon, no surprise fees.