Introduction:
Working as an escort or independent companion means you’re running your own business. You’re your own boss, managing bookings, keeping clients happy, and ensuring your reputation stays strong. But with that freedom comes financial responsibility—especially when it comes to taxes and accounting.
At Simplr Accounting, we specialise in working with digital entrepreneurs, creators, and professionals in non-traditional industries—including escorts. We understand the unique challenges you face and are here to make your financial life easier, without judgment and with complete confidentiality.
1. Are Escorts in the UK Required to Pay Tax?
Yes. In the UK, income earned from escorting is taxable, just like income from any other form of self-employment. Even if your work is discreet and unregistered, HMRC still expects a tax return if you’re earning over £1,000 per year from self-employment.
Registering with HMRC as a sole trader is the most common route. This lets you stay compliant and avoid problems later down the line. The good news? You can also claim back some of your expenses.
2. What Expenses Can Escorts Claim?
As a self-employed individual, you can deduct “wholly and exclusively” business expenses from your taxable profit. Some common examples include:
- Travel to and from bookings (taxis, fuel, train fare)
- Hotel stays (if used for appointments)
- Advertising and profile fees (e.g., OnlyFans, adult websites, social media promotion)
- Phone bills (business use portion)
- Beauty treatments and grooming (if necessary for your role)
- Clothing and lingerie (if not everyday wear)
- Home office costs (if you manage bookings/admin from home)
- Accountant fees
We help you track and categorise your expenses correctly so you’re not overpaying tax—or raising red flags with HMRC.
3. How to Keep Good Financial Records
You don’t need to be a spreadsheet wizard to stay organised, but here’s what we recommend:
- Use a business bank account to keep income/expenses separate
- Log every payment received and every expense
- Save receipts and invoices (digital copies are fine)
- Keep a simple monthly income/expenses summary
- Use an accounting software, like Coconut
If spreadsheets aren’t your thing, we can set you up with easy-to-use accounting software that makes tracking your finances a breeze.
4. VAT and Escorts – Do You Need to Register?
Most escorts won’t need to register for VAT unless their income exceeds the VAT threshold (currently £90,000). If you’re getting close to this, we’ll walk you through the pros and cons of registering.
5. What If You’re Also on OnlyFans or Do Online Work?
Many escorts now diversify their income through platforms like OnlyFans, AdmireMe, or cam sites. We help combine all your income streams into one simple tax return and advise on what can be claimed across both online and offline work.
6. Confidentiality Comes First
We know your privacy is vital. At Simplr Accounting, we:
- Never share your information
- Work with total discretion
- Understand the stigma some clients face, and never judge
You’re a professional, and you deserve professional support.
7. How We Can Help
With our tailored support for escorts and adult industry professionals, we offer:
✅ Tax return preparation and submission
✅ Business expense tracking
✅ Personalised advice on saving tax
✅ Help registering with HMRC
✅ Accounting software setup
✅ Year-round support, not just at tax time